# Set bank matching options

Choose automatic matching criteria and review the learned merchant pattern list.

Canonical: https://demo.qixcount.com/help/setup/bank-matching-settings

Who can do this: Owners, or people with *Perform reconciliation*

Where: Settings, then Bank matching

Bank matching settings govern automatic links between imported bank transactions and accounting records. You need Perform reconciliation permission. These controls are different from closing a bank reconciliation.

## Save the matching criteria

1. Open **Settings**.
2. Select **Bank matching**.
3. Review **Match transactions automatically**.
4. Set **How sure must a match be?** from 50% through 100%.
5. Enter **Largest amount to match** if you want an amount ceiling.
6. Review **Dates can differ by up to**.
7. Select at least one type under **Match against**.
8. Review **Require the exact amount**.
9. Select **Save changes**.

![Bank matching controls and available record types](https://demo.qixcount.com/images/help/setup-bank-matching.webp)

The amount ceiling accepts zero or a positive amount; blank saves no ceiling. The date field accepts 1 through 30 days. Matching types are invoices, bills, payments received and payments made.

> [!NOTE]
> Review the dates on matched records yourself. **Dates can differ by up to** does not enforce the number of days you enter, so do not rely on it to exclude an older record.

## What happens next

Automatic matching also checks for ambiguity, permitted record types, confidence and exact amount when required. Records that fail the automatic criteria wait for review. A successful automatic match links the records and marks the bank transaction cleared. Saving this form does not post an invoice payment or complete a bank reconciliation.

## Review learned patterns

Select **Learned patterns** to see merchant names, categories, occurrence counts, confidence and status. An empty list means no patterns have been learned yet. The details action shows merchant-name variations. Deleting a pattern removes that learned pattern; future corrections can teach it again.

Continue with [Find and save a setting](https://demo.qixcount.com/help/setup/settings-overview) when you need another setup page.